Personal finance is full of rules of thumb. They can be helpful for DIYers, but most of the time, they’re just noise. Here are a few...

“Will my 401(k) still be there when I leave?” I got this question last week from someone I work with. It’s her first time having access...

"Did you see Intel today?" I got this message in early August from a friend of mine who’s also a financial advisor. Intel’s stock...

Portfolio construction is not generally the reason that most people hire me. I know this because I don’t advertise it. When I’m giving...

How to make the most money on your investments in the second half of 2024: Just kidding. Stock and bond markets are interesting, so I...

Here's the REALLY short answer: It depends. Less short answer: If you expect your tax rate to be higher when you use the funds, you...

Most people know that if they invest, they’re going to be buying mainly stocks and bonds. But how do investors go about buying them?...

Quick disclaimer before I answer the question - I use Microsoft as an example in this post, but that is not to be construed as a...

We all know our portfolios are supposed to be diversified, but what does that actually mean? The simple answer is that diversification in...

A friend of mine asked me recently what the difference is between a High Yield Savings Account (HYSA) and a regular ole savings account....

Want to do something for your future self? Start investing. Let’s say you have 20 years to invest, and you’ll earn an average return of...

According to Vanguard’s Advisor Alpha study, the answer is yes. Vanguard, a low-cost investment manager with a unique structure, has...